Auto Lending: Last Week Tonight with John Oliver (HBO)

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  • P Milton
    P Milton  5 hours back

    Does anyone ever think Maybe these people should look at what they are signing

    • Mike Korvemaker
      Mike Korvemaker  1 days back

      Sounds like that lady just needs to walk.... looks like she needs to walk too.

      • Eggs and sparks
        Eggs and sparks  2 days back

        1:11 if it is 10 minutes by car she may as well walk but I can see from her weight that she hasn't even consider that
        Fucking lazy Americans

        • eedobee
          eedobee  3 days back

          *Nobody* needs a car.

          • AntdezTV
            AntdezTV  4 days back

            at what point is it ok to dispose of these parasitic breed of people

            • Schobe-wan Kenobi
              Schobe-wan Kenobi  4 days back

              How about don't leave a 9month old in a fucking car u trash parent

              • Steve Fortuna
                Steve Fortuna  4 days back

                Never borrow money on a depreciating asset. It’s a fool’s game

                • Fuzzy Images
                  Fuzzy Images  5 days back

                  5:08 that also works on dogs of age 1- dead proving how stupid they are as well

                  • robert johnson
                    robert johnson  6 days back

                    whats the name of the dealership in kansas city,anyone know by chance

                    • Pokoirl YaSe
                      Pokoirl YaSe  6 days back

                      I don't get this about the US. I came for an internship here, and I noticed that on foot, my commute takes me roughly 30 min, and by bus 20 min. Wtf

                      • HighRiskGunman
                        HighRiskGunman  1 weeks back

                        12:22 Who the hell is that John's brother?

                        • Erik Brock
                          Erik Brock  1 weeks back

                          Vultures.

                          • Michael Coburn
                            Michael Coburn  1 weeks back

                            The first woman seems like she would be about a 90 minute walk. Seems like a great option for her.

                            • Dude On Bike
                              Dude On Bike  1 weeks back

                              I'm just here for the Penny Farthing in the thumbnail....

                              Kidding. LOVE John Oliver. But now to the video. The Penny Farthing BETTER NOT BE A TYPICAL BICYCLE LOW BLOW trick that's so common in American media...


                              ... and yup, it's the "weird guy riding the bicycle" joke we all know and love as Americans. Nothing says "pansy, Euro-fag like riding a bike to work!"


                              Good luck with that ever-increasing obesity, sedentary lifestyle, and commuting to work in never-ending traffic jambs!

                              • Bakpfeife
                                Bakpfeife  2 weeks back

                                That first lady needs to get a bike and loose weight with it. Faster than public transport that way.

                                • Alison Selje
                                  Alison Selje  2 weeks back

                                  "The Lincoln assassination but with cars."
                                  ...So the Kennedy assassination?

                                  • Steve Webster
                                    Steve Webster  2 weeks back

                                    Please go to a credit union and get pre approved.Familiarize yourself with what's called a spot delivery or yoyo financing.Dealerships will do multiple hard inquiries on your credit score and try to sell their bogus warranty to a lender on your behalf.Its legal fraud.Beware of the arbitration clause on the dealer contract.The only defense we have against the predators is through education.

                                    • mike cornew
                                      mike cornew  2 weeks back

                                      You can't fix stupid

                                      • Benedikt Wildoer
                                        Benedikt Wildoer  2 weeks back

                                        Spoiler: there is no subprime-autoloan crises whatsoever... Because of course there isnt..

                                        • Benedikt Wildoer
                                          Benedikt Wildoer  2 weeks back

                                          10-15min by car? So buy a bike and ride your freaking bike... Unless you are driving at the speed oft light you are probably 5-10miles away froh work which after a little training is at max an hour!!! Americans have to learn that you can move yourselves in other ways than by car! In my opinion this whole Problem is just a cultural misconception on the need of a car for personal transportation

                                          • bit Pickup
                                            bit Pickup  2 weeks back

                                            Can't believe it.
                                            The actor of Carzy Jimi is the bitconnct guy. Bitconnect was the most known cryptocurrency scam out there and became THE MEME in the crypto currency comunity about scams. Last week tonight literally contracted the best known scam promoter on the internet to expose a scam.

                                            _.. how shitty is that?.._

                                            • bit Pickup
                                              bit Pickup  2 weeks back

                                              Of course ..
                                              no I remember ..
                                              they love to go on and give that scamer work ..

                                              .. the land of the free! ..
                                              https://youtu.be/g6iDZspbRMg

                                          • Yuki BabaYaga
                                            Yuki BabaYaga  2 weeks back

                                            The US economy is a time bomb, one of the many trillion dollars bubbles could send the whole country into bankruptcy and total collapse. I'm so glad I don't live in that shithole when it blows up.

                                            • BladesWillxBleed
                                              BladesWillxBleed  2 weeks back

                                              12:21, I wonder why this part was dubbed in at a later time. What did you voice over? What aren't you telling us John? Don't fuck with me John! I know what you're up to and you will not get away with it.

                                              • Nonya Bizness
                                                Nonya Bizness  2 weeks back

                                                early 1980s, young and poor in dallas, texas: car lot financing for an old beater with no a/c: $45 a WEEK. look out the window one day, car is ~gone~. husband wants to call the cops. i say "call that scammy car lot first". he calls, is told they towed it off it for non-payment. husband says he has the reciept in his hand. scammy car lot argues and berates and blows off husband for awhile, then says "oh, yeah, you're right. come pick it up." husband hangs up, relieved the hoopdie we depended on for ~everything~ wasn't stolen.

                                                i calmly ask husband how he intends to get to the other side of dallas to pick up the jalopy, and then, as he ponders this question, i not-so-calmly call scammy car lot back and tell them to put the pos car right back where they found it within the hour or i will report it stolen. beater is back in place within the hour.

                                                ah, to be young and poor and duped. i cannot ~imagine~ how sophisticated the scams have grown since then.

                                                • Astro Wolvez
                                                  Astro Wolvez  3 weeks back

                                                  And you can see more about public transportation on the patriot act on netflix. Seriously that show is eye opening.

                                                  • to the STD
                                                    to the STD  3 weeks back

                                                    am i the only one who adores the imitation game and was i credibly offended

                                                    • Bridge Troll
                                                      Bridge Troll  3 weeks back

                                                      Hey gang,


                                                      I recently arrived back after attending a... err.. family emergency in the year 2043. I know I'm technically supposed to keep my mouth shut about this sort of thing, but those policies haven't been enforced since the last syzygy with the third lower-odd dimension anyway.


                                                      I'm afraid I bear bad news. While on the trip, I was mostly traveling in eastern and central Alberta. Everything south of North Dakota has become an arid wasteland, devoid of almost all life. This has been pushing about a half a billion people into the upper lip of the US and into Canada. Nearly all live in titanic camps of repurposed shipping crates arranged side to side, end to end further than the eye could see. The transportation management conditions are analogous to the ones John describes in the above video, but much worse. There is barely enough crude reconstituted protein to prevent mass death from starvation, but virtually all people are significantly malnourished. There is virtually no medicine. Cholera, E.Coli, Ebola, West Nile Virus and Malaria outbreaks have wrought death tolls reported in the high tens of millions, but are likely to have taken over one hundred million victims in reality. RT is now the world's finest news source, because it is now the world's only news source. My previous go-tos, The Onion News Network and Last Week Tonight have been unable to maintain solvency. John Oliver entered vocational training and is now an emergency medical technician in the South Calgary area, you'll all be glad to hear.


                                                      Jeff Bezos, Jeff Epstein (not the clone that was executed while in custody, the real one), Bill Gates and about five hundred of the rest of the world's richest jerks now live in a private floating cuddle puddle colony in the middle of the arctic. This sounds very bleak, I know, but there IS a plan.


                                                      Current science authorities outside the rich asshole club believe that specialized mycelial networks can be used to purge the toxins from the soil in the dead zone and refertilize it. This plan could take more than three decades, but, once the soil is cured, specialized, genetically toughened tree species could be mass planted via aerial drones, and potentially begin healing the earth's atmosphere as much as thirty percent to the level of pollution present around 1925 by 2130. Work is already being done, and the rich assholes appear to be too bored taking drugs and raping underage women to care enough about interfering significantly with this large scale, global initiative.


                                                      No matter how bleak it gets, remember:


                                                      There *is* hope.


                                                      Be safe out there, guys. Let's all look out for each other.


                                                      420/69 every day,

                                                      -BT

                                                      • Salty Nate
                                                        Salty Nate  3 weeks back

                                                        I would watch an entire series of John Oliver teaching me everything my quantitative literacy class is teaching me. I’d learn way more than I’m learning now.

                                                        • Salty Nate
                                                          Salty Nate  3 weeks back

                                                          For anyone who’s confused (it’s very confusing to me...) it’s a class about money tips and life skills.

                                                      • necromancer
                                                        necromancer  3 weeks back

                                                        What if a owner bury such car in a cemetery?

                                                        • kathurtado13
                                                          kathurtado13  4 weeks back

                                                          THEM: "COME ON OUT HERE WALTER!!"
                                                          ME: 😆
                                                          WALTER: COMES OUT AND TRIES TO HIGH KICK
                                                          ME: 🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣🤣

                                                          • David Martin-Lee
                                                            David Martin-Lee  4 weeks back

                                                            I mean I get it - predatory lending is shitty. But how else can you get a system where a) poorer people have access to loans and b) lenders make money? If a borrower doesn't pay then that'll cost the lender money which, if that happens enough times, will force them out of business. Then no one gets loans. Are we to expect the poor to pay for the entire balance out of pocket up front? I've been in that situation. I had a 22% interest loan on a $5k car. But after 6 months I got it refinanced for (iirc) ~10% interest.

                                                            Simplest rule for those stuck with having to get a high interest loan - get the longest loan possible to keep your payments low (therefore easier to keep). You may think "but wait, I'll be paying way more by the time it's paid off". Yes. Which is why you have to refinance at 6 months - year. The new loan interest will be much lower. Go through a reputable credit union. They'll usually treat you the best.

                                                            • James Koncar
                                                              James Koncar  4 weeks back

                                                              John Oliver is so unfunny that I want to watch Amy Schumer to have a chance at having a laugh.

                                                              People are idiots, that's why they sign 26% apr loans. They don't read, calculate, or think about anything but the monthly payments. Car dealers take advantage of their ignorance. Who can blame them?

                                                              • Astro Wolvez
                                                                Astro Wolvez  3 weeks back

                                                                It's easy to blame them. Fuck these devils for going after vulnerable people who need cars just to live. We literally have to have cars to have jobs, to get food, to take children to school. And they know that.

                                                            • Dima95 Minciuna
                                                              Dima95 Minciuna  1 months back

                                                              Lol Jonh olivar saying that cars aren't cheap in USA xD. Come to Portugal and see the price of a new car

                                                              • Ross Wiseman
                                                                Ross Wiseman  1 months back

                                                                5:20 He sounds like Bill Skarsgard's Pennywise

                                                                • Obviously
                                                                  Obviously  1 months back

                                                                  Here's the replay button in case y'all needed one: 0:19
                                                                  That impression is trucking gold!

                                                                  • Ardal Aep Dahy
                                                                    Ardal Aep Dahy  1 months back

                                                                    He literally knew what will happen in the movie joker before it did 2:02

                                                                    • Joshua King
                                                                      Joshua King  1 months back

                                                                      Am I the only one who feels the woman shouldn't be leaving a baby unattended in a car for any length of time?

                                                                      • Otherworldlytwo2nine
                                                                        Otherworldlytwo2nine  1 months back

                                                                        This is America.
                                                                        Money over everything. Morality included

                                                                        • Lodiz
                                                                          Lodiz  2 months back

                                                                          Anybody know if the US started regulating this. Seings this is 3 years afterwards?

                                                                        • Cujokillupdate
                                                                          Cujokillupdate  2 months back

                                                                          Russel downripple really got demoted at NBC.

                                                                          • kasa
                                                                            kasa  2 months back

                                                                            Being poor is by default more expensive.

                                                                            • Michael Burden
                                                                              Michael Burden  2 months back

                                                                              TL, DR
                                                                              This exact thing happened to a friend in 2018. She was a little younger than me, and needed a car to work. She went to a buy here/pay here dealer, and ended up signing on a 2003 Mazda protege that had 130000+ miles on it. The ticket price on the vehicle was 6900, and the they slapped on an interest rate of 28%, bringing the overall total to 10200 after the car was paid off. I was pretty upset to hear all of this had transpired, but wait. She missed one payment because she was at a marine recruiters office longer than she expected, and couldn’t make it to the dealer in time. They repossessed the vehicle from that lot. I decided to step in, having slightly more experience in a conversation, just as an advocate for her to ask questions that she might not think to ask. The person responsible for clearing the repossession was not in, but they said they would call her and she would come to talk with her. An hour later we asked again and she said she wouldn’t be in that day. After insisting that she come, she arrived, accused me of being official legal representation, and stated that she felt intimidated by my presence. I managed to ask a few questions and discovered some disturbing information that I later confirmed with an attorney friend. First, they stated that they would give her the car back if she would pay two months of payments, ($600) as well as the “after hours towing fee” of $800. She then said that if this wasn’t met in 30 days from receiving the notice, she would sell the car at auction. She then said that in South Carolina, and this is true, she was legally able to pursue my friend for whatever the disparity was between the sale price at auction, and whatever my friend had left to pay on the car; I guarantee that they weren’t going to get 10,000 for it, KBB said that in its condition was worth 2300.

                                                                              Happyish ending considering, a guest at our job found out, paid off the remaining balance of her car, and just asked that she pay back the principle, which she was more than happy to do.

                                                                              • Steven Randall
                                                                                Steven Randall  2 months back

                                                                                "Made out to $21,000, I guess it's gonna be a used car" Idk about the fine world of being a bankruptcy lawyer, but it my world $21,000 would be plenty for a new car. It's the price of a new Honda Civic, $8000 more than a base model Chevy Spark, $3000 more than a Ford Focus, $2000 more than a Hyundai Elantra.... not everyone drives a Porche, BWM, or Mercedes Jerry

                                                                                • Bob Walsh
                                                                                  Bob Walsh  2 months back

                                                                                  PRE PRE PRE PRE PRE PRE PRE PRE OWNED 2003 KIA OPTIMA!

                                                                                  • Simmonds
                                                                                    Simmonds  2 months back

                                                                                    Get a horse

                                                                                    • dForce13
                                                                                      dForce13  2 months back

                                                                                      the USA is an actual backwater disguised as a 1st world country.

                                                                                      • Charles Hummer
                                                                                        Charles Hummer  2 months back

                                                                                        Sold cars for a few years, not accurate reporting but yeah people buy more car than they can pay

                                                                                        • Mark Hashman
                                                                                          Mark Hashman  2 months back

                                                                                          "And normally, if you add the phrase 'but with cars' to any historical event, it sounds a lot more fun, like 'the assassination of Abraham Lincoln, but with cars.'"

                                                                                          The assassination of Archduke Franz Ferdinand had cars, and that was decisively *not fun.*

                                                                                          • mikkel larsen
                                                                                            mikkel larsen  1 weeks back

                                                                                            Actually, that assassination had car. Now if we make it a car chase that ends up with a car running over his car, that would be a lot more interesting, if still a shitty situation.